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The PC-Sig Library - Shareware for the IBM PC and Compatibles (PC-SIG)(Tenth Edition Disks 1-2804)(1991).iso
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ADJUST.TXT
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1990-04-16
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SPECIAL ADJUSTMENTS
This module collects additional information that may be used in the
retirement calculations. The cost-of-living adjustment, if any, included in
your pension plan is requested. The amount of you own contributions to your
retirement plan are requested since for some pension options, on your early
death, thats all your spouse will receive. The rate of interest used in the
program for calculating interest earned on your savings is based on your
previous estimate of inflation plus your evaluation, in this module, of you
own investment attitude as aggressive, average, or conservative.
In the event that this analysis is for a married couple and that one
of the participants is assumed to die first, an estimate of the subsequent
reduction in cost of living for the survivor is requested. If you plan to sell
your home and take advantage of the one time IRS tax break for sale of a
primary residence, the information may be entered in this module.
Also covered in this module are life insurance and state income tax.
The year of collection for any insurance entered here is automatically placed
at the first death of a participant. Rate of state income tax should be an
estimate of the actual percentage of adjusted gross income that will be paid.